PIS (Payment Initiation Service)
Nexi Payment Initiation service, through its licenses, allows banks and businesses to offer their customers a new digital payment option via traditional or instant bank transfers.
Customers will be able to easily make payments, via wire transfer, directly from the company's channels (e-commerce site or physical sales channel, thanks to the Pay-by-Link service), with the amount debited on their account.
Nexi “plug and play” solution allows an easy implementation of the new service thanks to:
- a best-in-class web and mobile front-end
- native integration with Nexi advanced acceptance gateway
- the technological infrastructure needed to communicate with the banking system in the Open Banking environment, reaching all Italian gateways and the main foreign gateways
- the license and all the functions necessary to meet regulatory obligations
- a support service for companies and clients
- an advanced anti-fraud engine
With Nexi' PIS service, banks and companies will therefore enjoy important benefits in terms of time-to-market of innovative services, with an intuitive user experience and a reduction in charges and operational complexity, as well as guaranteed security and compliance with PSD2 and current regulations.

FRONT END
Web and mobile front-end aligned
with user experience design best practices and tailored to enhance CRM data.

ACCEPTANCE GATEWAY INTEGRATION
Integration with digital collection
channels and ability to send payment requests, with PIS among the available options.

OPEN BANKING TECHNOLOGICAL INFRASTRUCTURE
IT architecture of the service for
the workflow management of PIS and AIS calls and of the harmonization of all SCA methods.

NEXI PISP-AISP LICENCES
Access to PSD2-enabled services using Nexi license for PIS and AIS services.

MANAGEMENT OF REGULATORY ACTIVITIES
Management of all Compliance
activities and guarantee of compliance with applicable regulations.

SUPPORT AND DISPUTE MANAGEMENT
Dedicated help-desk, designed for
both end customers and companies, to support the use of services.

ADVANCED FRAUD PREVENTION
Predictive risk scoring systems for
end-to-end controls on fraudulent events.